Public Adjuster in New York

A public adjuster represents the policyholder during a property damage insurance claim. The work can include reviewing the policy, documenting damage, preparing estimates and supporting information, and communicating with the insurance company.

A public adjuster represents the insured property owner, also called the policyholder. The adjuster sent by an insurance company represents the insurer.

You can contact a public adjuster soon after property damage, before filing if possible, or while an insurance claim is already open. The right timing depends on the loss, the policy, and the current claim status.

Public adjusters are commonly paid a fee based on the insured’s recovery. In New York, the amount and terms must be stated in a written compensation agreement and are subject to state law.

Yes. A policyholder may be able to hire a public adjuster after filing an insurance claim. The adjuster can review what has been submitted and identify documentation that may still be needed.

Yes. A public adjuster can often review an open or disputed claim, including the policy, damage documentation, estimates, and carrier communications. Available options depend on the facts and claim status.

Public adjusters can handle residential and commercial claims involving fire, smoke, water, storms, vandalism, theft, and other property losses. Whether a particular loss is covered depends on the policy.

Yes. We assist homeowners, landlords, building owners, and businesses with residential and commercial property insurance claims across New York.

Call as soon as reasonably possible if you want help documenting the loss and understanding the claim process. If time has already passed, a review may still be useful depending on the policy and claim status.

We serve property owners throughout New York, including New York City’s five boroughs, Long Island, Nassau County, Suffolk County, and Westchester County.